Wisdom....

Wisdom....

Friday, June 3, 2016

Tapping into the Emergency fund - van troubles

We had our Van at the Dodge dealership and after 5 days of them saying it started for them fine (which we can't believe because it continually was harder and harder for us to get our van to start) they sent us home saying their computer didn't show anything needed fixing. Alrighty then....I elevated it with customer care but we didn't feel confident with Dodge having hands on it again (and it is a dodge van) so we didn't give them another crack at it.

So here we were with a Van still giving us trouble starting until all of a sudden it wouldn't start at all. We had to have it towed and this time took it to a Hyundai dealership that we had had a good experience with on Bry's car (Hyundai). They had it about two weeks. They gave me a loaner the entire time for no charge and they really made sure they were not sending us home with an "oh well, too bad, nothing we can do for you" attitude. They replace the battery, fought the fight for us with the Dodge Dealership that had to flash the car, replaced the battery, which was killed because of wiring issues from - the culprit - the junction box, that stinker!

We had to take $577 (some of that was for an issue with Bry's car: $130.86) from our baby step one Emergency fund which was $1,036. On this van we had previously (before starting Dave) purchased the extended warranty. Without the warranty the bill for just my van would have been $1,471.78.... which wouldn't be an issue if we had a fully funded emergency fund or were at a point where we can do a car repair sinking fund... we are not there yet but we will be someday. And this is a great reminder for us of why we need to kick this debt out for good! And not get into debt again!

Bry had received a payment from AFLAC for an injury he received (for now until we have a fully funded emergency fund we are not canceling AFLAC because of the career Bry has). So that was a check for about $515. We used some of that to cover the replacement of the ER fund and then some of my work check. We were only able to pay $317 on the Discover bill this pay period instead of the
usual $526 that I've been trying to pay bi-weekly for Discover.

Next pay day is next week. And the hope is to pay $526 on Discover.

I may be working a few extra days at my job in July (right now it's 4 hours weekly that I work) over a 2 day period and our plan is to dump all of the payment toward the Discover bill.

As of today the discover balance is at $5,270.60

I think that's about all there is to update for now.
~Be blessed~