We started this journey with $50,530.01 in debt.
Now the total amount is $41,213.77, so since May when we started we have paid off $9,316.24.
As of today the balances due are:
Citi Card: $ 3,338.56
Car Max (Van): $ 6,227.97
PSECU Credit: $15,757.71
Amex: $15,863.14 (this one is a little tricky as it's not going down fast enough as I hadn't been making a payment enough to cover the interest, the min due always said zero so I just kept paying $50 a month. Stupid tax as Dave Ramsey would say and now the payment is up to $286). This is effecting the snowball as the money I was paying on on discover was supposed to be shifted to Citi and instead it's going to Amex. So just a small blip in the matrix. This is why after Citi is paid we are going to pay the Amex as the next debt in line.
Since last time I update I did end up setting up a free checking account to use for auto payments online for Xbox and for Bry's gym membership as well. The gym had overcharged us by a month and the capital one card credited us right back, so I'm waiting to see if the gym tries to bounce that charge back to us again before moving on closing this card and moving over to using the debit card instead for this.
The family van is in the shop... since August 2nd.... So that has been an inconvenience. We had it at a local dodge dealer... it's a dodge Van... and they were not helping us... this isn't the first time we have had this experience. So we pulled the van and took it to a Hyundai dealership for service. Here's hoping it's fixed in a timely fashion. We did have to pay $300 deductible for the work that dodge did do on my van, as we have a warranty from CNA that was offered to us when we bought the van through carmax. Hence the $300 cost to us from Dodge. We were told by the warranty company that this would count as one event and shouldn't have to pay the $300 deductible again. The AC compressor is what caused us to take the van in for service and that compressor had been replaced by Hyundai for us with a certified warrantied Chrysler compressor. Dodge refused to honor the warranty on the Chrysler part, which is why we pulled the van and took it elsewhere. Here's hoping I get my van back soon. Getting hard not having a car that fits the entire family.
~Have a blessed night~
